Secure, Compliant, and Faster Property Settlements
Reduce risk and improve efficiency with a property transaction platform designed for financial institutions.
Banks and lenders are at the heart of most real estate transactions, but the settlement process can be fraught with operational challenges. Disbursing funds to multiple parties, managingloan drawdowns, verifying compliance (KYC/AML), and coordinating with title agencies or solicitors — all must come together perfectly on settlement day. In traditional processes, many of these steps are manual and siloed, leading to inefficiencies and risk.
In fact, a single home purchase might involve 10–15 different payouts (seller, buyer’s agent, seller’s agent, existing mortgage payoff, taxes, etc.), and relying on checks or manual transfers can introduce costly delays.
Our digital platform offers a modern solution, giving banks a secure, automated workflow that streamlines settlements, enhances compliance, and protects against fraud.
Enhanced Settlement Security
Protect large transactions with state-of-the-art security.
Our platform uses encrypted, direct bank-to-bank payment channels (and can leverage instant payment networks where available) to transfer settlement funds.
This means no more paper checks or emailed wire instructions, eliminating the risk of fraud from check interception or phishing scams. Every transaction is authenticated and tracked, giving you and your customers confidence that funds go to the right place at the right time.
Faster Disbursements
When all conditions are met, the platform triggers immediate disbursement of funds to the relevant parties.
Sellers receive sale proceeds in their account within minutes, not days, and payouts to agents, lien holders, or municipalities are executed simultaneously. With instant or same-day payment capabilities, all parties can be paid quickly and efficiently, and the risk of delays waiting for funds to clear is eliminated.
Faster settlement means loans commence on time and clients are happier with the smooth experience.
Integrated Compliance Workflows
The platform embeds compliance checks (like customer identity verification, AML screening, and documentation validation) into the settlement workflow.
Automated KYC/AML processes verify all parties early on,flagging any issues well before funds are due to be released. You can be sure that by the time of settlement, all regulatory requirements have been met and documented. Additionally, the system maintains an audit trail of all checks and approvals, making it easy to demonstrate compliance to auditors or regulators.
This reduces manual workload on your compliance officers and helps avoid last-minute legal hold-ups..
Efficient Coordination & Communication
Through our shared workspace, your loan officers or settlement teams can communicate in real time with other stakeholders (like the borrower’s solicitor or the title company).
Any outstanding items – say, a need for updated insurance info or a last-minute adjustment in closing funds – can be addressed directly through the platform. Notifications and reminders are automated, so nothing falls through the cracks.
By removing communication gaps and keeping everyone on the same page, operational errors are minimized, and the closing process becomeshighly predictable.
Customizable Workflow Integration
Our platform can integrate with your bank’s existing loan processing or core banking systems via API.
This means data flows seamlessly – for example, once a loan is approved in your system, it can automatically create a workspace in our platform with key details populated. Post-settlement, the final disbursement figures and loan details can sync back into your records. The result is no double data entry and a reduction in manual reconciliation.
Your team gets the benefit of a unified system where the property transaction is just an extension of your lending workflow.
Stay ahead in the industry by making your real estate lending process truly digital
With enhanced security, faster funds flow, and built-in compliance, you reduce risk while delighting borrowers and partners with quick, smooth closings. It’s a win-win: efficiency for your operations and satisfaction for your customers.
Contact us to see how our platform can be tailored for your financial institution and transform the way you handle property settlements.