~600,000
Annual property transactions
~€100B+
Annual market value
~20%
Purchases by foreign buyers
10%
Typical arras deposit at risk

The structural gap REXE fills

A Spanish purchase typically begins with a contrato de arras — a private deposit contract under which the buyer hands over around 10% of the price to reserve the property. That deposit usually goes straight to the seller or the agent, with no independent custody if the deal collapses or the title proves defective.

At completion, the balance is paid — most often by banker's cheque (cheque bancario) handed across the notary's table or by direct transfer to the seller — at the moment the escritura is signed. The notario authenticates the deed and verifies identity, but does not typically act as an independent escrow custodian for the purchase funds. The money is exposed in the gap between contract and registration.

Title, charges, and the Nota Simple

Ownership and charges are recorded at the Registro de la Propiedad (Land Registry) and disclosed in the Nota Simple, an official extract of the property's registry status. Mortgages, embargoes, and undisclosed debts can still surface after a deposit is paid. REXE gates fund release on verified title and charge status — the deposit and balance stay in regulated escrow until the position is clear and the deed is signed.

How REXE works in Spain

1
Transaction opened
Buyer, seller, agents, and lawyers join the REXE workspace. Notario assigned for the escritura.
2
KYC & NIE verification
All parties verified via Idenfy. Foreign buyers' NIE (the foreigner identification number required to transact) and identity checked; PEP/sanctions screening run automatically.
3
Arras deposit to escrow
The contrato de arras deposit is paid into REXE escrow — not to the seller or agent directly.
4
Title & charges verified
Nota Simple reviewed at the Registro de la Propiedad. Mortgages or embargoes must be cleared before release.
5
Escritura signed
Balance confirmed in escrow before the deed. Title transfers before the notario; REXE issues a payment confirmation for the file.
6
Release & registration
Funds released to the seller on signing. Completion certificate issued; deed lodged for registration. Audit trail retained.

Market note: Spain is a Phase 1 expansion market. It shares the notarial settlement model of Greece and Italy, and REXE's Qobrix CRM (Spain) integration is already live — the same regulated escrow platform applies, with localised Spanish-language and compliance support.

Operating in the Spanish market?

REXE is expanding into Spain. Lawyers, agents, and developers can register early interest and help shape the rollout.

Register Interest →Contact Sales